Showing posts with label Savings Account. Show all posts
Showing posts with label Savings Account. Show all posts

Saturday, January 17, 2009

Time to Pay Bills

I actually enjoy paying bills. Don't misunderstand me, I don't like seeing my money drift away but I do enjoy sitting down with paper, a pencil and my laptop and paying what I owe. Maybe I should have been an accountant.

Paycheck 3 $1059,

Student Loan 2 $181
Amex $250
Visa 1 $77
Visa 2 $75
Internet/Phone/Cable $156
Cell $75
Ex Boyfriend $50
Savings $50

Total $914

That leaves me with $145. I have a reimbursement check of $56 to deposit which will leave me with $201.

I went grocery shopping with my mother at Costco and I tell you, membership has its privileges. Here's what I bought. Items divided by two are split between my mother and I.

Lysol Toilet Bowl Cleaner (Box of 4) - $7.49($2.00 coupon) = $5.49 / 2 = $2.74
Zephyrhills Water (35 1/2 litter bottles to take to work) = $4.79
Store Brand Laundry Detergent (180 loads) = 18.49 / 2 = $9.24
Lysol Cleaner (1 1.125 gallon bottle) = $5.99($1.75 coupon) = / 2 = $2.12
Tilex (1 spray bottle and refill bottle) = $8.69 / 2 = $4.34
Eggos (Box of 60) = $7.69
Tyson Wings of Fire (13lb bag) = $14.99
Spinach (3lb bag) = $3.99 / 2 = $1.99
Frozen Vegetables (Large bag) = $6.59 / 2 = $3.29

My Total = $51.19 plus tax = $54.77

$201 - $55 = $146

I have $146 to last me 2 weeks. I need to buy some pet supplies (food and cat litter), gas up my car for the week, and buy some personal items (shampoo. etc). I am going to work very hard to not wast the money I have left over. I think after I buy these items whatever I have left over I will put in my savings account.

Wednesday, December 17, 2008

Goals

Large Goals

1. Pay off credit cards
2. Increase credit score
3. Consolidate student loans to get lower interest rate
4. Open a savings account
5. Open an IRA and/or join my companies 401k

Steps to take to reach goals (to be done between 1/1/09 - 12/31/09)

1. Pay off 2 credit cards
2. Open savings account
3. Save $600


Obstacles

1. Car needs $700 worth of repairs
2. Need to get eyes checked and order new contacts
3. Owe sister $276
4. Owe Ex-Boyfriend $350

The question is, can any of this be accomplished on $2000 a month?

Stay tuned.