Credit Cards

The strangest thing happened this week. One of my credit cards increased my limit. Go figure. I thought the credit card industry was lowering everyone's limits. But of course there is a catch, they raised my interest rate by 4%. I guess they figured I would be so impressed by the higher limit that I would not look ant the interest breakdown.

I could look at this two ways.

1. The increased limit lowers my debt-to-credit ratio, therefore improving my credit score (ever so slightly)

or

2. The increase in the interest will cost me $6 per month, therefore it will take me longer to pay off the card

While I am on the subject of credit cards I wanted to know.....

What items do you refuse to put on a credit card?

The rule I follow is a rule my mother taught me a long time ago

"Don't charge anything that will be gone by the time the bill comes"

Therefore my answers are

1. Gas
2. Food
3. Clothes
4. Bills (Cell Phone, Cable, etc.)
5. Travel

What did I charge?

1. Car Repairs
2. Medical Expenses
3. Text Books (From College)
4. Lap Top (Is that one word or two?)
5. Vet Bills (My cats are my children)

I ask again

What items do you refuse to put on a credit card?