M.I.A.

Sorry for my recent absence. I've been having problems at work that if they persist I may join the unemployed masses. It makes me mad because what's going on is not all my fault but I am the one getting all of the discipline. Don't you hate it when other people get you in trouble.

This is why you must have an emergency fund and a plan for if you loose your job. I don't have an emergency fund but I can get out of paying most of my credit cards. A while back I signed up for a program that would pay my minimum payments if I ever loose my job. And to think I was about to cancel it. My federal student loans are easy, I can always file for deferment or forbearance. I am worried about my Sallie Mae student loan, they don't work with you at all, but you can't get blood from a stone.

My Plan

1. Find a part time job - In case I loose my primary job I will have some income coming in.
2. Look for a new full time job - Self explanatory
   
3. Add to my skills - Jobs in my field require knowledge of Photoshop, Illustrator, and In Design. I can use this time to take classes (Pay cash of course)
4. Find other ways to make money - I have a degree in Fashion Design & Merchandising. I learned how to sew and make patterns. I make handbags and pillows as a hobby, maybe I can make money from them.
5. Continue to pay debt, but maybe save more and pay the minimums.

What do you guys think?