Time to Pay Bills

I know this is late, but here was my cash flow from the 13th

Pay Check 1 - $1000

Sallie Mae - $556
Amex - $111
Visa - 85
Taxes - $40
Savings - $50

Total - $848

This left me with $158 for for the next 2 weeks. I bought gas, cat food & litter, groceries and miscellaneous.

I have $90 left over and I am going to try to not spend money between now and Friday. If I make it I am going to snowball that $90 to a credit card payment.

I get paid this Friday and here is where my money is going to go.

Paycheck 2 - $950 (This is an estimate, I don't know what my paychecks will look like now)

Student Loan - $181
Electric - $167
Cable - $150
Cell - $75
Savings - $50
Visa - $100
Visa - 100
Ex Boyfriend - $50

Total - $873

Left Over - 77

I am going to have to find a way to stretch out that $77 for 2 weeks.

First Bills Of The Year

First pay check of the year.

Funny how it takes 2 weeks to earn it and only 5 minutes to spend it. This is where my money went...

1. Sallie Mae (Notice that she did not need a bail out) - $645
2. Electric - $154
3. Master Card - $50
4. Stupid - $34

Yes, your eyes do not deceive you, I pay Sallie Mae $645 a month. I was unable to consolidate my student loan due to my credit score so I am currently stuck with a high interest rate. Hopefully after I pay off 2 credit cards my credit score will improve enough that I can consolidate that loan. I was thinking about asking (begging) Sallie Mae for voluntary forbearance for about a year and using that money to pay off my credit cards faster. That should raise my credit score enough that I should be able to get a great interest rate. What do you think?

I am working on lowering the electric bill. For the past few weeks I turned down the heat to 74 when I go to work, run major appliances during off peak hours, and watch T.V. in the dark.

The Master Card will get paid off at the end on the month with my *Free Check*

I only have one payment left for Stupid (don't ask), I plan on taking that $34 and adding it to credit card payments.

That leaves me with $137

I also spent money at

Super Market - $2
Fast Food - $7 (Last Trip)
Fast Food - $4 (Last Milk Shake, worth the money)
Lunch - $33 (Took my employees out to lunch)
Target - $24

I now have $67 for the next 2 weeks. That is enough to gas up 2 cars (mine and my mothers)
and a little money left over. I planed on sending my ex another $50 but buying my employees lunch messed up my budget, but they deserved it.