First pay check of the year.
Funny how it takes 2 weeks to earn it and only 5 minutes to spend it. This is where my money went...
1. Sallie Mae (Notice that she did not need a bail out) - $645
2. Electric - $154
3. Master Card - $50
4. Stupid - $34
Yes, your eyes do not deceive you, I pay Sallie Mae $645 a month. I was unable to consolidate my student loan due to my credit score so I am currently stuck with a high interest rate. Hopefully after I pay off 2 credit cards my credit score will improve enough that I can consolidate that loan. I was thinking about asking (begging) Sallie Mae for voluntary forbearance for about a year and using that money to pay off my credit cards faster. That should raise my credit score enough that I should be able to get a great interest rate. What do you think?
I am working on lowering the electric bill. For the past few weeks I turned down the heat to 74 when I go to work, run major appliances during off peak hours, and watch T.V. in the dark.
The Master Card will get paid off at the end on the month with my *Free Check*
I only have one payment left for Stupid (don't ask), I plan on taking that $34 and adding it to credit card payments.
That leaves me with $137
I also spent money at
Super Market - $2
Fast Food - $7 (Last Trip)
Fast Food - $4 (Last Milk Shake, worth the money)
Lunch - $33 (Took my employees out to lunch)
Target - $24
I now have $67 for the next 2 weeks. That is enough to gas up 2 cars (mine and my mothers)
and a little money left over. I planed on sending my ex another $50 but buying my employees lunch messed up my budget, but they deserved it.
Student Loan Progress
1 month ago