Saturday, December 20, 2008

Where Does The Money Go

Pay Check 2 $1094


Student Loan 2 $181
Amex $211
Visa 1 $70
Visa 2 $75
Internet/Phone/Cable $200
Cell $70
Electric $120
Stupid $34
Ex Boyfriend $50

Total $1011

Me Money $83

The student loan speaks for itself. I am snowballing my credit card payments, that is why the Amex gets $211 while the rest get a little over the minimum payment. As I stated before I live with my mother, I don't have to pay rent but I do have to pay Internet/Phone/Cable and electric. Not a bad deal. The $200 Internet/Phone/Cable bill can only be altered so much. It is a bundle and I think it is a pretty good deal. We keep a land line because cell phones don't always work (as I found out on September 11th.), I don't have a life outside of work so cable is a necessity, and I use the Internet for research and communication purposes. This bill can be lowered if I stop ordering movies. I plan on looking into getting a cheaper cell phone plan, I don't talk on my phone much, but I do send a lot of text messages. I am researching ways to lower the electric bill, but with a retired mother who is home all day I don't know how much lower it can go. Stupid is something I signed up for that I don't use anymore but I have to finish paying for it. I think I have 2 more payments to go. Finally the $50 to the ex is something I cant wait to be done with. It's a long story but the moral of it is NEVER BORROW MONEY FROM A BOYFRIEND.

The above figures are not my budget as the holidays have messed with my money and I spent more than I should have. I am in the process of working out a new budget that will allow me to have more money to pay off the Amex.


  1. For the movies - have you thought about Netflix? It may not be worth it for your situation but for us it has been great.

    This may not be the cool thing but a prepaid cell phone may work.

    Good luck on your journey.

  2. Hi becomingdebtfree2009, thanks for visiting my blog. I don't order movies that often so Netflix wouldn't help me that much. I've thought about getting a pay-as-you-go cell phone. I'm going to look into it and see if it would save me money.

  3. was going to say netflix too. what do you order on cable if not movies? If it's tv shows you can totally watch that online!