Monday, January 5, 2009

Changing My Ways

I've been giving a lot of thought on how I can stretch the few dollars I have left after I pay my bills. I have decided that I have to change my shopping habits and except the fact that my funds are limited. Everyone in my family is a little on the snooty side when it comes to certain things, we only buy new hoses (but live in them forever) we only by new cars (but we keep them until they fall apart), we only shop at the "nicer" stores (Target vs Walmart, Costco vs Sam's, Macy's vs J.C. Penney, etc.). This is a hard habit to break but that is not my financial life anymore (as if it ever was)

So I have decided to do the following in order to get the most for my money.

1. Shop for my groceries and other house hold goods at Walmart and/or the Dollar Store
I have been to Walmart a few times and I admit their prices are pretty good. I just always
hated the store. It always seemed so dirty, and the people that shopped there
seemed "low class". But they were the smart ones, they were saving an average of $1 per
item. As far as the dollar store, soap is soap no matter where you get it.

2. Buy clothes from off-price retailers (T.J. Maxx, Marshalls, Ross, Burlington Coat Factory)
These stores did a great job during the holidays showing people that the clothes they sell are from department stores and designers. Why pay full price when I don't have to?

3. Buy in bulk
My mother has a Costco card and I plan to take full advantage. There is a lot of money to
be saved in those warehouses.

There are some things that I will never do no matter how much money you can save. I will never shop at Good Will of a Flea Market, I will never buy an used used car (the most I am willing to do is buy a last years model that never left the lot, or 1 year old only one owner).

Does anyone else have any money saving ideas?


  1. lol
    i had the same problem. I told myself I had to learn 5 words "i can not afford it."
    I was trying to live the life I had always lived but the thing is - I don't make as much as my parents did at that time.
    1. They were pooling 2 incomes.
    2. (which should really be 1.) they had been working for at least 7 years. I've only been working 5 months.

    On a random u use google analytics to track your stats?

  2. I've never heard of google analytics, I'll have to look into it. Thanks

  3. Or buy as little as possible :) Saves the entire amount.

    I am trying to buy as little as possible to reduce waste and to save money....

    As for cars, I want to always buy at least 3 years old because it's the most optimal time to buy a car since the value drops drastically until 3 years past

    Adding you to my Google Reader!